Never buy the policy based solely on the amount of your premium. See what each insurance company is charging for the premium. If one is charging less then just don’t jump at the offer, as the charges of such companies are far less.

Always make your decision based on your budget. Do not opt for policies that are expensive and prove tough to be continued later. So do not go for private health insurance policy, if your budget does not permit, as these kinds of policies are too costly.

Always go for government health insurance policies, which are affordable and lucrative financial schemes. But remember not to opt for health insurance policies in the later part of your lives, because of old age you will be highly penalized.