A Term Insurance would give you the highest coverage for the lowest premium. So, you can invest the money left over in other investments like mutual funds and shares.
You can save your hard earned money by investing in a whole life insurance policy too. Hunt down something called "cash value policies" which come with low administrative fees.
You can opt for a loan or partial withdrawal against your cash value. But, be cautious! If by any chance the total value of premiums you have paid into the policy is lower than the cash value, you would be taxed.
"What is a life insurance company?
A life insurance company is a professional service, which traditionally provides insurance protection in the case of accidental or early death.
Why do you look for one?
If you need service from a life insurance company:
» To provide your family with funds if something should happen to you,
» To take care of large expenses like the cost of a home in cases of death,
» To pay for expenses related to death,
» To provide your family with protection should something happen to you,
» For peace of mind your family must have,
then you consider a life insurance company.
Where do you find a good life insurance company?
Insuria will help you to find the best life insurance professional providing comprehensive, and private services. Check our listings to find the best life insurance close to you. Whether a long term policy or a private office, you should prefer a licensed life insurance company."
A Term Insurance would give you the highest coverage for the lowest premium. So, you can invest the money left over in other investments like mutual funds and shares. 
