Verify whether your policy covers the cost of advertising and reward for a missing pet. The best policies do cover these expenses.

Check the policy-details, which appear in tiny prints at the end of the policy. A quick look will give you a thorough idea, a synopsis of the policy, terms and conditions, and will help you to understand what you can expect from the policy. You will sin against yourself if you do not read this part.

Pet Insurance policies cover pet-owners against unexpected medical expenses. The Insurer will generally not compensate you for preventative treatments such as vaccinations and flea control. However, the policy is not meant to provide for Elective vet-care (such as neutering) either.