Ensure that the travel insurance policy you want to opt provides you with full refund of your costs in cases when the trip is cut short or is cancelled for any particular reason. Also, find out if the policy has a 24-hour emergency service.
While opting for a travel insurance policy you can buy travel insurance online. In many cases you have to pay less per premium than what you would be asked for by an agent.
It is not mandatory for you to purchase travel insurance from your tour operator. However, if they say or demand so in order to allocate your name for discounted holidays then you can surely report the event to the local trading standard office.
"What is a travel insurance agency?
A travel insurance agency is a professional service, which traditionally provides insurance protection to you while you travel.
Why do you look for one?
If you need service from a travel insurance agency:
» To provide you with protection from unseen problems during travel,
» For the help that is needed when you lose your suitcases,
» For when something goes wrong with your flight,
» For the help that is a must in times of travel,
» For the peace of mind when you aren't home,
then you consider a travel insurance agency.
Where do you find a good travel insurance agency?
Insuria will help you to find the best travel insurance professional providing complete, and comprehensive services. Check our listings to find the best travel insurance close to you. Whether a large company or a local agent, you should prefer a licensed travel insurance agency."
Ensure that the travel insurance policy you want to opt provides you with full refund of your costs in cases when the trip is cut short or is cancelled for any particular reason. Also, find out if the policy has a 24-hour emergency service. 
