Always check with your health insurer whether the health insurance program sponsored by your employer covers medical care in a foreign country before you go overseas. If you feel the insurance is not adequate, then you can find a suitable travel medical insurance policy.

Opt for an extensive period travel insurance, in which case a continuous insurance is purchased from banks and insurance companies. This insurance type meets up with all traveling expenses at the time for which the insurance was acquired.

Apart from the main insurance policy you can also opt for separate insurance for particular costs like sports involving high risk such as skiing, scuba diving and traveling to high risk zones affected by wars or natural disasters.